Turning Clients
Into Friends Everyday


Jason's Testimonials

Joe's Testimonials

I very much want to thank Team Zamoiski!  For what I thought was going to be a stressful process, Joe and Jason made it perfect.  They were upfront and honest about the process and expectations in my wife and I getting a mortgage.  They were responsive to any and all questions I had and their staff was so nice and wonderful to deal with during this process.  Lastly, in addition to the customer service they were able to get me the best mortgage rate out there without all of the junk and hidden fees that I was worried about.

Michael Marmelstein

I LOVE Team Z !!!  Since 2008 when I decided I needed a Mortgage Broker to purchase my new residence in Bethesda I have been a client of Joe’s. He gave me the confidence to deal with one of the biggest decisions in my Life and he sat in with me on the Settlement Day… that was real service ! Since then I have not a worry thinking about the best rates for re-financing because Joe is on top of everything at all times and has helped me with fantastic arrangements 3 times. He is my Go-To Guy whenever anyone asks for a recommendation or if I have a question (and he always answers my emails !).

With Team Z you will get the knowledgeable and personable service you need to be at ease with your every question and this extends to the office staff as well.

Doris Wong

As a long-time REALTOR®, I appreciate how rare it is to find a knowledgeable, reliable and responsive mortgage lender, and Jason Zamoiski of First Heritage Mortgage is the finest lender with whom I have worked.  I have called Jason with questions on a client’s mortgage options and process many times, and he is always quick to return a call and thorough in his answers.  My clients find Jason is always patient, transparent and fun to work with, which is why several dozens of my clients have closed loans with him.  His staff is responsive and attends to the details.  I would recommend Jason to anyone looking for a first mortgage or to refinance an existing mortgage.

J.P. Montalvan, MBA

As a first time home buyer I was extremely nervous about my decision to buy my condo and wanted to be sure that I was making a wise decision.  Team Z made it very easy to calm my nerves and I realized that I was making a great decision, and that I was ready to make my purchase.  Joe took the time to go over my financing options and my budget to help me choose the loan that was right for me.  I have referred several of my friends to Joe & I myself am a Team Z customer for life!

Donnie Herrity

For my client’s, the most important part of buying a home is securing the financing. That is why I refer all my client’s to Jason and Joe. I know I can trust them to care for my client’s, walk them through the process to make them feel comfortable, and close the deal! Jason and Joe’s team is highly efficient and their customer service and attention to detail is first class.  My client’s always rave about Jason and Joe and thank me for referring them to Team Z! I highly recommend them. 

Adam Isaacson
Keller Williams

Jason is a sharp guy and is committed to helping his clients’ goals come true. I simply inquired about a refi for my home — he did preliminary research, found out this would work, and made the entire process easy. He helped me to meet an incredibly tight deadline for the closing before I went out of the country for several weeks — well above and beyond what was needed. Everyone I worked with in their office was cheerful and customer-oriented as well. 

Katherine Farquhar