As a first time home buyer I was extremely nervous about my decision to buy my condo and wanted to be sure that I was making a wise decision.  Team Z made it very easy to calm my nerves and I realized that I was making a great decision, and that I was ready to make my purchase.  Joe took the time to go over my financing options and my budget to help me choose the loan that was right for me.  I have referred several of my friends to Joe & I myself am a Team Z customer for life!

Thanks!
Donnie Herrity