Turning Clients
Into Friends Everyday

Joe Zamoiski

SVP / Sales Manager

O: 703.638.1545
C: 301.370.2510
NMLS# 118525


Welcome to!

Our website will give us a unique platform to share information with each and everyone one of you. You can find out about our upcoming client appreciation events, referral partners, mortgage product information, industry updates, and of course, the ability to get to know us a little better.

We are ecstatic to partner up with Atlantic Coast Mortgage and make sure you have our contact information. Partnering up with Atlantic Coast Mortgage has given us the platform to become the #1 preferred lending team in the MD/DC/VA area!

Be sure to check back often to see new videos, exciting new programs that may help get you into the home you've been dreaming of, and tips on how refinancing your home could potentially help you update, renovate, or save by refinancing the home you already love.

We are never too busy to assist you! If you have any questions (or referrals) that we can help with, we would be more than happy to help!

News from Team Z

Housing Market Update

Click Link to read this article..

Housing Market Update – DC Metro November 2015_final



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28 FEB How to be a financially-fit first home buyer

Opening a high interest savings account or term deposit will help you grow your deposit faster as many institutions offer competitive rates. You may also want to consider a First Home Saver Account, which gives you concessional tax treatment on earnings, plus government contributions to help you save for your dream home…

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our clients What our clients say about us

  • Michael Marmelstein

    I very much want to thank Team Zamoiski!  For what I thought was going to be a stressful process, Joe and Jason made it perfect.  They were upfront and honest about the process and expectations in my wife and I getting a mortgage.  They were responsive to any and all questions I had and their […]

  • Doris Wong

    I LOVE Team Z !!!  Since 2008 when I decided I needed a Mortgage Broker to purchase my new residence in Bethesda I have been a client of Joe’s. He gave me the confidence to deal with one of the biggest decisions in my Life and he sat in with me on the Settlement Day… […]

  • J.P. Montalvan

    As a long-time REALTOR®, I appreciate how rare it is to find a knowledgeable, reliable and responsive mortgage lender, and Jason Zamoiski of First Heritage Mortgage is the finest lender with whom I have worked.  I have called Jason with questions on a client’s mortgage options and process many times, and he is always quick […]

  • Donnie Herrity

    As a first time home buyer I was extremely nervous about my decision to buy my condo and wanted to be sure that I was making a wise decision.  Team Z made it very easy to calm my nerves and I realized that I was making a great decision, and that I was ready to make my purchase.  Joe […]

  • Adam Isaacson

    For my client’s, the most important part of buying a home is securing the financing. That is why I refer all my client’s to Jason and Joe. I know I can trust them to care for my client’s, walk them through the process to make them feel comfortable, and close the deal! Jason and Joe’s […]

  • Katherine Farquhar

    Jason is a sharp guy and is committed to helping his clients’ goals come true. I simply inquired about a refi for my home — he did preliminary research, found out this would work, and made the entire process easy. He helped me to meet an incredibly tight deadline for the closing before I went […]